Forty-four per cent of Australian small businesses are using AI. That number gets repeated a lot. What doesn't get repeated as often is the other half: most of the businesses not using it say the reason isn't cost, and it isn't a lack of skills. They just don't think AI is relevant to a business like theirs. That's a different problem to the one most AI content is trying to solve.

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Most new business owners get their digital setup in the wrong order, and it costs them later. Here's the sequence that works.

Overseas recruitment costs more than people expect, and less than they fear. Here's exactly where the money goes: Simkul's fee, your hire's salary, and what you save against hiring locally.